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Virginia ZIP Codes
Frederick County
Stephens City, VA
22655
22655 ZIP Code — Stephens City, VA
Frederick County, Virginia
ZIP code 22655 is located in
Stephens City ,
Virginia ,
within Frederick County .
It covers approximately 35.44 square miles and serves a population of
22,161 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 540 .
About ZIP code 22655
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $332,200. Owner-occupancy is high at 76%, well above the national average.
Median household income is $99,208. The poverty rate of 6% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
22655 ZIP code map
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Cities in ZIP code 22655
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
22,161
Population density
625 / sq mi
State FIPS
51
County FIPS
069
Geography
Land area
35.44 sq mi
Water area
0.13 sq mi
Latitude
39.0482
Longitude
-78.2387
Timezone
Eastern (ET)
Area code
540
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.0%
27.2%
32.9%
$50k – $100k
38.6%
34.3%
29.2%
$100k – $200k
34.4%
31.1%
26.3%
Over $200k
5.0%
7.4%
11.6%
Demographics & statistics
$99,208
Median household income
$332,200
Median home value
$1,469
Median monthly rent
27.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 5,725 25.8%
18 and over 16,436 74.2%
65 and over 2,946 13.3%
Median age 38.2 years
Race & ethnicity
Black or African American
5.4%
American Indian / Alaska Native
0.5%
Native Hawaiian / Pacific Islander
0.1%
Group Count %
White 18,221 77%
Hispanic or Latino 1,495 6.3%
Two or more races 1,442 6.1%
Black or African American 1,281 5.4%
Other race 875 3.7%
Asian 198 0.8%
American Indian / Alaska Native 109 0.5%
Native Hawaiian / Pacific Islander 35 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.0%
27.2%
32.9%
$50k – $100k
38.6%
34.3%
29.2%
$100k – $200k
34.4%
31.1%
26.3%
Over $200k
5.0%
7.4%
11.6%
Range % of households
Under $10k 2.0%
$10k–$15k 2.5%
$15k–$25k 3.8%
$25k–$35k 3.8%
$35k–$50k 8.5%
$50k–$75k 14.8%
$75k–$100k 14.8%
$100k–$150k 24.9%
$150k–$200k 13.6%
$200k+ 11.1%
Median income $99,208
Housing
Housing overview
Metric Value
Median home value $332,200
Median rent / month $1,469
Owner occupied 75.6%
Renter occupied 24.4%
Vacant 6.7%
Single-family detached 75.0%
Large apartment buildings 1.4%
Mobile homes 2.2%
Median rooms 6.9
Avg household size (owned) 2.85
Year built
Era %
2020 or later 0.4%
2010–2019 14.7%
2000–2009 27.0%
1990–1999 18.3%
1980–1989 19.5%
1970–1979 9.8%
1960–1969 2.8%
1950–1959 2.1%
1940–1949 0.9%
1939 or earlier 4.5%
Bedrooms
Size % of units
No bedroom (studio) 0.6%
1 bedroom 1.5%
2 bedrooms 17.2%
3 bedrooms 42.6%
4 bedrooms 33.5%
5+ bedrooms 4.6%
Vehicles per household
Vehicles % of households
No vehicle 1.4%
1 vehicle 24.0%
2 vehicles 43.4%
3 or more 31.1%
Heating fuel
Fuel type %
Utility gas 41.5%
Electricity 47.8%
Propane / LP gas 5.1%
Fuel oil 1.7%
Wood 2.8%
No fuel used 0.3%
Households & families
Household type Count %
Married-couple family 4,591 58.1%
Cohabiting couple 538 6.8%
Male householder, no spouse 1,199 15.2%
Female householder, no spouse 1,575 19.9%
Households with children under 18 2,870 36.3%
Households with seniors (65+) 2,121 26.8%
Average household size 2.80
Marital status
Status Male Female
Never married 32.9% 20.8%
Married 55.9% 55.2%
Separated 1.6% 2.6%
Widowed 1.3% 7.4%
Divorced 8.2% 14.0%
Education
Some college, no degree
22.5%
Graduate / professional
9.9%
Metric %
HS diploma or higher 87.7%
Bachelor's or higher 27.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 182 3.4%
Kindergarten 336 6.3%
Elementary school 2,801 52.1%
High school 1,084 20.2%
College / grad school 969 18.0%
Employment
Industry of employment
Education & healthcare
23.0%
Professional & management
12.7%
Public administration
10.2%
Arts, food & hospitality
8.6%
Transportation & utilities
5.6%
Finance & real estate
4.4%
Agriculture & mining
0.4%
Occupation
Category %
Management, business & arts 39.8%
Service 17.9%
Sales & office 21.5%
Natural resources & construction 9.4%
Production & transportation 11.4%
Employment type
Type %
Private sector 72.9%
Government 21.9%
Self-employed 5.0%
Unpaid family workers 0.1%
Commute
Method %
Drive alone 77.1%
Carpool 9.8%
Public transit 0.0%
Walk 0.6%
Work from home 10.7%
Other means 1.9%
Avg commute (minutes) 33.2
Poverty
Married-couple families
1.1%
Female-led households
13.5%
Income support
Source % of households
Social Security 27.0%
Retirement income 20.6%
Supplemental Security 3.6%
Cash public assistance 2.1%
Food stamps / SNAP 5.6%
Health indicators
Condition %
Obesity 32.7%
High blood pressure 31.5%
High cholesterol 31.3%
Diabetes 8.6%
Heart disease 5.0%
Stroke 2.4%
Asthma 9.4%
Arthritis 23.3%
Kidney disease 2.3%
Pulmonary disease 5.9%
Cancer 6.0%
Behavior / access %
Smoking 17.5%
Binge drinking 17.9%
No physical activity 22.2%
Less than 7 hrs sleep 33.1%
Depression 21.8%
Fair or poor health 12.4%
Poor mental health 14.2%
Poor physical health 8.9%
No health insurance 12.0%
Visited doctor (checkup) 74.1%
Visited dentist 68.3%
Cholesterol screening 90.1%
Teeth loss 10.4%
Veterans & disability
Veterans Count %
Civilian veterans 1,522 9.3%
Disability %
Any disability 9.4%
Under 18 2.8%
18–64 years 7.4%
65 and over 32.0%
Health insurance coverage
Type %
Private insurance 75.1%
Public insurance 29.2%
No insurance 6.6%
Uninsured under 19 5.1%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 20,767 93.7%
Spanish 1,098 5.3%
Other Indo-European 997 4.8%
Asian & Pacific Islander 80 0.4%
Other languages 21 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 20,599 93.0%
Born in same state 20,028 90.4%
Born in different state 12,723 57.4%
Foreign born 571 2.6%
Naturalized citizen 1,562 7.0%
Not a US citizen 582 37.3%
Ancestry
Ancestry Count %
Italian 2,724 12.3%
Arab 2,646 11.9%
French 2,174 9.8%
English 341 1.5%
Ancestry Count %
German 75 0.3%
Irish 69 0.3%
Polish 48 0.2%
Norwegian 32 0.1%
Technology access
Metric % of households
Computer access 35.7%
Internet access 94.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 22655
What city is ZIP code 22655 in?
ZIP code 22655 is primarily assigned to Stephens City, Virginia.
What county is ZIP code 22655 in?
ZIP code 22655 falls within Frederick County, Virginia.
Does ZIP code 22655 have a large veteran population?
9% of civilians in ZIP code 22655 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 22655?
The median home value in ZIP code 22655 is $332,200.
What is the population of ZIP code 22655?
ZIP code 22655 has an estimated population of 22,161 residents, with a density of 625 people per square mile.
What is the median household income in ZIP code 22655?
The median household income in ZIP code 22655 is $99,208, above the national median of ~$75,000.
What timezone is ZIP code 22655 in?
ZIP code 22655 observes the EST timezone.
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